Sunday, May 20, 2012

BUY NIFTY INDEX FUNDS

Dear Investor, This is the best time to buy index mutual funds. The market is in bearish mood. At this time, the NAV of index funds will be low, you can get more units for your money. When the market appreciates, your NAV will go up. Either you can sell and wait for dividend announcements Dividends will be paid on the basis of no. of units you hold. When you buy in the bearish market, you will get more units than in a bullish market. All the Best

Saturday, January 31, 2009

mutualfundbazar.com domain for sale

The following domains are for sale: mutualfundbazar.com ambiancetech.com ahabusiness.com valueplustraining.co.in contact: vptraining@yahoo.com

Thursday, March 8, 2007

mutual fund bazar

What is a mutual fund ?

A vehicle for investing in stocks and bonds

A mutual fund is not an alternative investment option to stocks and bonds, rather it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities.


Buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses.

Each mutual fund has a specific stated objective
The fund’s objective is laid out in the fund's prospectus, which is the legal document that contains information about the fund, its history, its officers and its performance.

Some popular objectives of a mutual fund are

Net Asset Value or NAV
NAV is the total asset value (net of expenses) per unit of the fund and is calculated by the AMC at the end of every business day.

How is NAV calculated?

The value of all the securities in the portfolio in calculated daily. From this, all expenses are deducted and the resultant value divided by the number of units in the fund is the fund’s NAV

Expense Ratio

AMCs charge an annual fee, or expense ratio that covers administrative expenses, salaries, advertising expenses, brokerage fee, etc. A 1.5% expense ratio means the AMC charges Rs1.50 for every Rs100 in assets under management.

A fund's expense ratio is typically to the size of the funds under management and not to the returns earned. Normally, the costs of running a fund grow slower than the growth in the fund size - so, the more assets in the fund, the lower should be its expense ratio.

Load

Some AMCs have sales charges, or loads, on their funds (entry load and/or exit load) to compensate for distribution costs. Funds that can be purchased without a sales charge are called no-load funds.

Important documents
Two key documents that highlight the fund's strategy and performance are
1) the prospectus (legal document) and
2) the shareholder reports (normally quarterly)
3)

Benefits of Investing Through Mutual Funds

Professional Money Management
Diversification
Liquidity
Affordability
Convenience
Flexibility and variety
Tax benefits on Investment in Mutual Funds